Posted by & filed under Costa del Sol News, Holidays, Legal & Tax, News, Porperty Management Services.

If you’re thinking to move to Spain, we explain why we think moving to Malaga is the best option.

Malaga and the Costa del Sol are popular, chic and cosmopolitan destinations for holidaymakers and expats. Many families and couples settle here for the great sunny weather, friendly lifestyle, fresh cuisine, culture and the amazing Andalusian festivals. It’s still more economical to live in southern Spain than in any northern European countries as property prices and the cost of living are comparatively cheaper.

It’s a fabulous place to bring up children who have plenty of sports and activities to enjoy as well as a range of good schools, either Spanish run or international schools. It’s fun for the grown-ups too, who enjoy sports in the sunshine or keen to learn about the culture and cuisine of the Costa del Sol.

1. A superb climate and miles of coastline

Marbella beach

 

The Costa del Sol enjoys plenty of sunshine throughout the year, with an average of about 300 days of glorious sun. So, mostly you will live outdoors and enjoy a life spent in the sunshine.

The Costa del Sol has plenty of sandy beaches with 160 km´s of coastline with multiple beaches proudly holding the Blue Flag certification. The translucent crystal-clear waters of the Mediterranean Sea, with its extraordinary beaches allows you to enjoy hours of relaxation. Alongside you will find, beautifully maintained promenades, catering for casual beach side walking. 

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Posted by & filed under Costa del Sol News, Holidays, Insurance, Legal & Tax, News.

It can be a challenge for newcomers to find out about mandatory insurance in Spain and to go through the process of obtaining Spanish insurance.

In this article we will tell you what insurance types are compulsory in Spain, including information on what the law requires and what you may need as additional cover as an expatriate and what you need to protect your lifestyle and that of your family while living in Spain.

What insurance is legally required in Spain?

– Household insurance: Household insurance is not a mandatory requirement but is recommended if you buy a house in Spain.  However, if you do it through a Spanish mortgage is obligatory.

In this case your mortgage provider will offer you a home insurance, but you are not under any obligation to contract this, you can evaluate other and more competitive options. In order to do so, you should look for a cover that insures you against: natural disasters, fires, floods and other damages. In the case of new construction, they should already be covered against any defect due to poor workmanship.

In case of the building of apartments, in Spain at state level there is no provision in the Autonomous Community of Andalusia. Nor, is there is any specific legislation that forces to take out community insurance, although it is advisable to have it with the basic coverage for the building and civil liability.

Whether or not it is compulsory, it is advisable for the owners’ association to take out an insurance policy to avoid possible problems in the future. Flexible insurance policies in terms of prices and coverage are available.

Marbella Luxury Homes Insurances

– Insurance of content: is not obligatory either, but it is very important that you do consider interior home insurance, especially if it is your second home or if you leave your house empty for long periods of time or even if you rent it out.

– Car and other vehicle insurance: As elsewhere, a minimum level of insurance is required by the Spanish law, called third party insurance. It is required that cars, including trucks, recreational vehicles, motorcycles, scooters, boats and airplanes be insured. This covers damage to third parties, fire and theft. You can opt for all-risk insurance, which will cover damage to your car, the other car and other issues that may arise.

Lower monthly payments may be available if you have proof that you have not made a claim in several years and/or are willing to pay a higher excess. In some cases, you may be able to submit your accident or insurance history from your former country of residence.

To drive in Spain, you may need to obtain a Spanish driver’s licence once you are a resident and it will help you learn the rules of driving and parking in Spain.

– Life, unemployment and injury insurance: in some cases, foreigners will be entitled to state unemployment benefits, although this should be compared to benefits offered by a plan. Life insurance is not compulsory either.

– Health insurance: free health care is covered by social security, although some foreigners opt for private health insurance to reduce waiting times, extend options and, in some cases, for English-speaking specialists.

– Dental insurance: dental care is not covered by the Spanish health system, except in certain circumstances, for example, if you are under 18.

– Pet insurance: can cover the cost of unexpected veterinary bills and, in some cases, burial and theft.

– Travel Insurance: In some cases, travel accidents may be covered by private medical insurance.

Marbella Luxury Homes offers insurance services in the Costa del Sol with the best value for your money. We are associated with the best insurance companies. We offer the insurances services, as noted above. We will ensure that you will always have the coverage you need and the best policy, without having to pay extra for guarantees that you are not going to use.

We have home insurance policies that are tailored to suit your flat, loft, attic, ground floor, country house, semi-detached or individual villa. Different kinds of insurance packages are available with all guarantees firmly in place. We cater for all different properties and circumstances, holiday homes, permanent residence, communal insurance for buildings, rental properties etc., to ensure you get the insurance package that best suits your needs.

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Posted by & filed under Costa del Sol News, Holidays, News.

More foreigners have once again come on holiday in Spain During the first three months of this year, 14.2 million foreign holidaymakers came to Spain, an increase of 3.7% compared to the first quarter in 2018, according to “FRONTUR” (Tourist Movements in Frontiers) report published by the Spanish Statistical Office (INE).

In March 2019, 5.645.747 foreigners’ tourist visited Spain, which is 4.7% more than in March 2018 according to INE.

The largest group of tourists in the month of March was the British with 1.110.455 (-6.2%) holidaymakers, as usual, followed by the Germans with 812.433 (-1.3%) and the French with 677.518 (+4.6%) tourists. Among the other countries of residence, the annual growths of tourists from Russia (27.2%), Portugal (23.6%) and the United States (18.4%). The number of Belgian tourists rose by no less than (+14.6%) to 178.966 holidaymakers in March 2019. As far as the Dutch are concerned, the number of tourists decreased by -2.3% to 221.746 holidaymakers.

Marbella Luxury Homes Rent

During the first three months of this year, 14.222.812 (+3.7%) foreign holidaymakers came to Spain. Of these, almost 2.8 million (-1.6%) came from Britain, 1.9 million (+0.9%) from Germany and 1.7 million (+0.3%) from France.

The number of Belgian tourists has increased by +2.9% to a total of 423.133 holidaymakers this year. However, the Dutch number of tourists so far this year has decreased by -3.1% to a total of 542,913 holidaymakers.

As every year in winter/spring, the Canary Islands are the most visited and in March 2019: 1.340.619 (-0.5%) foreigners. The second most visited region is Catalonia with 1.276.644 (+4.9%) tourists, followed by Andalusia with 850,475 (+8%) and the Comunidad de Madrid with 682,976 (+21.9%) tourists.

The annual quarter positioning the Canary Islands with 23.7% of the total. The followed by Catalonia (22.6%) and Andalusia (15.1%).

Andalusia, with 850.475 tourists and an annual increase of 8.0% in March 2019. The United Kingdom is the main country of origin (with 27.4%). of the total), followed by Germany (10.8%).

In Marbella Luxury Homes we have holiday apartments, penthouses and villas for rent. We have been performing our activity in the Costa del Sol, making great efforts in order to provide our clients the best service in order to enjoy the best holidays.

Source: INE (Instituto Nacional de Estadística. Spanish National Statistic Institute)

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New or second-hand housing? This is one of the main concerns of homebuyers before buying. Although in the recent years, second-hand homes have been leading the market, newly built homes are getting a significant position thanks to the multiple advantages.

According to a “Profile The percentage of new-build homebuyers in Spain has increased considerably over the last year, reaching 29% of the total sales. In addition, the proportion of those only looking for new housing has doubled in one year, from 8% to 15%.

 

Marbella Luxury Homes New Build

 

In year-on-year terms, there has been more than 500,000 home sold, recording 508,402 in the last twelve months, a figure that had not been reached since 2008. 87,703 contributed to new housing, reaching the highest year-on-year result in the last thirteen quarters. In second-hand homes, 420,699 sales were recorded, the highest amount since 2007. The year-on-year increase was 14.06%, with 13.15% in new housing and 14.25% in used housing. As we posted in a previous article.

The main advantages, of buying a new property, cited in order of importance according to the study, are:

  • Free of reforms. Ahead of the arguments is that it does not need reforms.
  • Adapts more to the needs. Open spaces, full fitted-kitchen, parking spaces.
  • The best quality finishes
  • Additional services and common areas: garage, storeroom, swimming pool, paddle tennis court, etc.
  • Location
  • Allows to save. During the time that elapse under the house construction allows to save the money for the payment of the entrance fee.
  • Guarantee of the regulations accomplishment
  • Brand new house.
  • Acquiring an off-plan property, facilitates access to houses that would be more expensive if they were already built.
  • Easier to choose the type of property (height, type, etc.).

Marbella Luxury Homes, is a real estate agency on the Costa del Sol assures a prompt and efficient service and the security in the purchasing process, while generating a simpler and more reliable buying experience for the client. One of the valuable competitive advantages is that the agents are native speakers of several countries, mastering the language of interest. The focus of the company is on customer satisfaction, through a quality service in the purchase and sale of homes on the Costa del Sol as well as multiple services for the owners.

The legal system and the steps to follow when buying a property abroad are different in each country, that’s why Marbella Luxury Homes establishes bonds of trust with the client to optimize time and costs given their extensive knowledge and experience in the region and therefore becomes the client’s invaluable assistant.

A wise home buyer knows there’s lots of issues and things to be considered while buying a property in a foreign country, choosing your best partner certainty will determine your success in the purchasing of property.

 

Source: Study ‘Profile of the buyer of new construction 2017-2018’ . Fotocasa,

 

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Posted by & filed under Costa del Sol News, Holidays, News.

Antonio Banderas has long upheld the tradition of travelling back to his native Málaga to soak up the festivities leading up to Easter with his girlfriend Nicole Kimpel. The couple attended a few services during Semana Santa – or Holy Week – which is the country’s week-long celebration of Easter.

The actor, faithful to the tradition, has attended one more year to his unavoidable appointment in Malaga for the Holy Week, an event in which it has claimed as something necessary to return to his roots, since he is “continuously bouncing around the world”.

Antonio Banderas Marbella Luxury Homes

 

Banderas has arrived this Palm Sunday (April 14th) at the church of San Juan for the procession. Antonio took part in the María Santísima de Lágrimas y Favores (Tears and Favors) brotherhood’s Palm Sunday procession, wearing a traditional white robe. The actor has participated in the procession for many years, also donned an ornate necklace and wicker waist belt as he rang a large silver bell and called out to the congregation inside a church.

Antonio Banderas Malaga Marbella Luxury Homes

 

He assured reporters that even if the years go by, the feelings are the same because “it’s my neighborhood, the neighborhood where I grew up” and the church where his parents were married and where he was baptized.

Banderas also commented that in Malaga streets he played with his friends in the 1960s, when he was a child. “Now most of the men on the throne are the children of those people with whom I grew up,” he explained.

Close and affable, he has been able to take photos with all the people who asked for it and has taken the opportunity to assess the new route of Holy Week in Malaga, with which he has been very excited.

The actor has dressed in the dependencies of the brotherhood and has assured that he likes to enjoy Easter in “small streets”.

Banderas has been accompanied by his partner, the Dutch Nicole Kimpel (38), his brother Francisco Javier, and many colleagues of his new project, the Soho Caixabank Theatre.

The celebrity has two properties in Málaga province, a villa in Los Monteros, Marbella and a penthouse in Málaga overlooking Gibralfaro and the port.

Malaga city is within 40 minutes driving from Marbella, offering a wide range of traditional events that are worth participating in even if you are a Tourist living their celebrations as the local people.

In Marbella Luxury Homes can recommend a series of events both in Malaga and on the Costa del Sol to visit and get lost for the charms of a coast full of history and culture.  In a previous post we describe the things you can discover in Marbella and Estepona.

Source: “La Opinión de Málaga”

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